/* =========================================================
   REFER & EARN — Sukhada Global Education
   Matches the shared design system used on services / loans /
   university / home pages (same hero pattern, glance strip,
   included-cards, package-cards, FAQ accordion, consult form).
   ========================================================= */

/* ===== BREADCRUMB (sits after the hero buttons, on the dark background) ===== */
.refer-breadcrumb {
    margin-top: 28px;
}

.refer-breadcrumb ol {
    list-style: none;
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 8px;
    margin: 0;
    padding: 0;
    font-size: 0.8rem;
}

.refer-breadcrumb li {
    display: flex;
    align-items: center;
    gap: 8px;
    color: rgba(255,255,255,0.55);
}

.refer-breadcrumb li:not(:last-child)::after {
    content: "/";
    color: rgba(255,255,255,0.3);
}

.refer-breadcrumb a {
    color: rgba(255,255,255,0.55);
    transition: color 0.2s ease;
}

.refer-breadcrumb a:hover {
    color: var(--white);
}

.refer-breadcrumb li[aria-current="page"] {
    color: var(--accent);
    font-weight: 600;
}

/* ===== HERO ===== */
.refer-hero {
    position: relative;
    overflow: hidden;
    background: linear-gradient(135deg, var(--dark), var(--primary));
    padding: 30px 0 66px;
}

.refer-hero-pattern {
    position: absolute;
    inset: 0;
    background-image: radial-gradient(rgba(255,255,255,0.14) 1px, transparent 1px);
    background-size: 26px 26px;
    -webkit-mask-image: radial-gradient(circle at 70% 40%, rgba(0,0,0,0.5), transparent 65%);
    mask-image: radial-gradient(circle at 70% 40%, rgba(0,0,0,0.5), transparent 65%);
    pointer-events: none;
}

.refer-hero-glow {
    position: absolute;
    border-radius: 50%;
    pointer-events: none;
    filter: blur(6px);
}

.refer-hero-glow-1 {
    top: -20%;
    right: -10%;
    width: 420px;
    height: 420px;
    background: radial-gradient(circle, rgba(85,171,215,0.32), transparent 70%);
}

.refer-hero-glow-2 {
    bottom: -25%;
    left: -10%;
    width: 340px;
    height: 340px;
    background: radial-gradient(circle, rgba(255,255,255,0.14), transparent 70%);
}

.refer-hero-grid {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    align-items: center;
    gap: 40px;
}

.refer-hero-left {
    max-width: 720px;
}

.refer-hero-eyebrow-pill {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 7px 16px 7px 12px;
    border-radius: 30px;
    background: rgba(255,255,255,0.1);
    border: 1px solid rgba(255,255,255,0.22);
    color: var(--accent);
    font-size: 0.76rem;
    font-weight: 700;
    letter-spacing: 0.4px;
    text-transform: uppercase;
    margin-bottom: 16px;
}

.refer-hero h1 {
    color: var(--white);
    font-size: 2.2rem;
    line-height: 1.18;
    margin-bottom: 12px;
}

.refer-hero-desc {
    color: #cfd9f0;
    font-size: 0.98rem;
    line-height: 1.65;
    max-width: 560px;
    margin-bottom: 22px;
}

.refer-hero-actions {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
}

.refer-hero-actions .btn-light,
.refer-hero-actions .btn-outline-light {
    padding: 12px 24px;
    border-radius: 30px;
    font-weight: 700;
    font-size: 0.88rem;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    transition: all 0.25s ease;
}

.refer-hero-actions .btn-light {
    background: var(--white);
    color: var(--primary);
}

.refer-hero-actions .btn-light:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 22px rgba(0,0,0,0.2);
    color: var(--primary);
}

.refer-hero-actions .btn-outline-light {
    border: 1.5px solid rgba(255,255,255,0.5);
    color: var(--white);
}

.refer-hero-actions .btn-outline-light:hover {
    background: var(--white);
    color: var(--primary);
}

/* ===== HERO VISUAL — boarding pass ===== */
.refer-hero-visual {
    position: relative;
    z-index: 1;
    justify-self: center;
    width: 100%;
    max-width: 300px;
    height: 400px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.refer-hero-route {
    position: absolute;
    top: 0;
    left: 50%;
    width: 290px;
    height: 400px;
    transform: translateX(-50%);
    pointer-events: none;
    z-index: 0;
}

.refer-plane {
    offset-path: path('M60 30 C 330 90, 330 220, 170 270 C 10 320, 10 450, 90 510');
    offset-rotate: auto;
    animation: refer-fly 8s linear infinite;
}

@keyframes refer-fly {
    0%   { offset-distance: 0%; }
    100% { offset-distance: 100%; }
}

@supports not (offset-path: path('M0 0')) {
    .refer-plane { animation: none; offset-distance: 0%; }
}

@media (prefers-reduced-motion: reduce) {
    .refer-plane { animation: none; }
}

.refer-boarding-card {
    position: relative;
    z-index: 1;
    background: var(--white);
    border-radius: 16px;
    padding: 20px 22px 0;
    box-shadow: 0 28px 55px rgba(0,0,0,0.35);
    transform: perspective(900px) rotateY(-7deg) rotateX(3deg);
    transition: transform 0.5s cubic-bezier(.2,.8,.2,1);
}

.refer-hero-visual:hover .refer-boarding-card {
    transform: perspective(900px) rotateY(0deg) rotateX(0deg) translateY(-6px);
}

.refer-boarding-row {
    display: flex;
    justify-content: space-between;
    font-size: 0.8rem;
    color: var(--text-light);
    padding-bottom: 12px;
    font-weight: 600;
}

.refer-boarding-row span:last-child {
    color: var(--dark);
}

.refer-boarding-stub {
    border-top: 1px dashed #dbe2ec;
    margin-top: 2px;
    padding: 14px 0 18px;
    display: flex;
    flex-direction: column;
    gap: 4px;
}

.refer-boarding-stub span {
    font-size: 0.74rem;
    color: var(--text-light);
}

.refer-boarding-stub strong {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--secondary);
}

/* ===== AT A GLANCE ===== */
.refer-glance {
    background: #f7f8fa;
    padding: 34px 0;
}

.refer-glance-title {
    font-size: 0.8rem;
    font-weight: 700;
    letter-spacing: 1px;
    color: var(--text-light);
    text-transform: uppercase;
    margin-bottom: 18px;
    display: block;
}

.refer-glance-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 16px;
}

.refer-glance-card {
    background: var(--white);
    border-radius: 14px;
    padding: 18px 20px;
    display: flex;
    align-items: center;
    gap: 14px;
    box-shadow: 0 2px 8px rgba(0,0,0,0.06);
    transition: all 0.3s ease;
}

.refer-glance-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 12px 24px rgba(49,107,151,0.15);
}

.refer-glance-icon {
    width: 46px;
    height: 46px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.refer-glance-icon.icon-orange { background: #fff3e0; color: #f57c00; }
.refer-glance-icon.icon-blue   { background: #e3f2fd; color: #1976d2; }
.refer-glance-icon.icon-purple { background: #f3e5f5; color: #8e24aa; }
.refer-glance-icon.icon-green  { background: #e8f5e9; color: #388e3c; }

.refer-glance-text .glance-label {
    display: block;
    font-size: 0.72rem;
    color: var(--text-light);
    text-transform: uppercase;
    letter-spacing: 0.4px;
    margin-bottom: 2px;
}

.refer-glance-text .glance-value {
    display: block;
    font-weight: 700;
    color: var(--dark);
    font-size: 1.02rem;
}

/* ===== SHARED SECTION HEAD ===== */
.refer-section {
    padding: 64px 0;
}

.refer-section + .refer-section {
    padding-top: 44px;
}

.refer-bg-light {
    background: #f7f8fa;
}

.refer-section-head {
    text-align: center;
    max-width: 640px;
    margin: 0 auto 40px;
}

.refer-section-eyebrow {
    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 1px;
    text-transform: uppercase;
    color: var(--accent);
    margin-bottom: 8px;
    display: block;
}

.refer-section-head h2 {
    font-size: 1.7rem;
    margin-bottom: 10px;
}

.refer-section-head p {
    color: var(--text-light);
    font-size: 0.94rem;
}

/* ===== OUR STORY — connected vertical zigzag timeline ===== */
.refer-story-timeline {
    position: relative;
    margin-top: 56px;
}

.refer-story-timeline::before {
    content: "";
    position: absolute;
    left: 50%;
    top: 4px;
    bottom: 4px;
    width: 2px;
    transform: translateX(-50%);
    background: linear-gradient(to bottom, transparent, #cfe0f5 6%, #cfe0f5 94%, transparent);
}

.refer-story-item {
    position: relative;
    display: grid;
    grid-template-columns: 1fr 68px 1fr;
    align-items: center;
    gap: 0 32px;
    margin-bottom: 44px;
}

.refer-story-item:last-child {
    margin-bottom: 0;
}

.refer-story-item .refer-story-card {
    grid-column: 1;
    justify-self: end;
    max-width: 440px;
    width: 100%;
}

.refer-story-item .refer-story-spacer {
    grid-column: 3;
}

.refer-story-item.is-reverse .refer-story-card {
    grid-column: 3;
    justify-self: start;
}

.refer-story-item.is-reverse .refer-story-spacer {
    grid-column: 1;
}

.refer-story-marker {
    grid-column: 2;
    grid-row: 1;
    position: relative;
    z-index: 2;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 8px;
}

.refer-story-phase {
    font-size: 0.64rem;
    font-weight: 800;
    letter-spacing: 0.5px;
    text-transform: uppercase;
    color: var(--primary);
    background: #eaf1ff;
    padding: 4px 10px;
    border-radius: 20px;
    white-space: nowrap;
}

.refer-story-dot {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--primary), var(--secondary));
    color: var(--white);
    display: flex;
    align-items: center;
    justify-content: center;
    border: 4px solid var(--white);
    box-shadow: 0 10px 24px rgba(37,117,252,0.28);
    transition: transform 0.3s ease;
}

.refer-story-item:hover .refer-story-dot {
    transform: scale(1.08);
}

.refer-story-phase {
    transition: background 0.3s ease, color 0.3s ease;
}

.refer-story-item:hover .refer-story-phase {
    background: var(--primary);
    color: var(--white);
}

.refer-story-tag {
    transition: letter-spacing 0.3s ease, color 0.3s ease;
}

.refer-story-item:hover .refer-story-tag {
    letter-spacing: 1px;
    color: var(--primary);
}

.refer-story-card {
    background: #eaf1ff;
    border: 1px solid #dbe8ff;
    border-radius: 18px;
    padding: 26px 28px;
    text-align: left;
    box-shadow: 0 8px 24px rgba(20,40,70,0.06);
    transition: transform 0.3s ease, box-shadow 0.3s ease, border-color 0.3s ease;
}

.refer-story-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 20px 40px rgba(20,40,70,0.12);
    border-color: transparent;
}

.refer-story-tag {
    display: inline-block;
    font-size: 0.7rem;
    font-weight: 700;
    letter-spacing: 0.4px;
    text-transform: uppercase;
    color: var(--accent);
    margin-bottom: 10px;
}

.refer-story-card h3 {
    font-size: 1.14rem;
    font-weight: 700;
    color: var(--dark);
    margin-bottom: 10px;
}

.refer-story-card p {
    font-size: 0.9rem;
    line-height: 1.65;
    color: var(--text-light);
    margin: 0 0 16px;
}

.refer-story-points {
    list-style: none;
    margin: 0;
    padding: 0;
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.refer-story-points li {
    display: flex;
    align-items: flex-start;
    gap: 9px;
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--dark);
    line-height: 1.5;
}

.refer-story-points li::before {
    content: "\2713";
    flex-shrink: 0;
    width: 17px;
    height: 17px;
    margin-top: 1px;
    border-radius: 50%;
    background: #e6f6ec;
    color: #2f9e57;
    font-size: 0.6rem;
    font-weight: 800;
    display: flex;
    align-items: center;
    justify-content: center;
}

/* ===== THE MOMENT — manifesto-style quote band (split layout) ===== */
.refer-quote-band {
    position: relative;
    overflow: hidden;
    background: linear-gradient(160deg, var(--dark), var(--primary));
    padding: 72px 0;
}

.refer-quote-band::before {
    content: "";
    position: absolute;
    top: -30%;
    right: -10%;
    width: 520px;
    height: 520px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(85,171,215,0.2), transparent 70%);
    pointer-events: none;
}

.refer-quote-band .container {
    position: relative;
    z-index: 1;
    max-width: 1040px;
}

.refer-quote-grid {
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 48px;
    align-items: center;
}

.refer-quote-left {
    text-align: left;
}

.refer-quote-eyebrow {
    display: block;
    font-size: 0.78rem;
    font-weight: 700;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    color: var(--accent);
    margin-bottom: 18px;
}

.refer-quote-mark {
    display: block;
    font-family: Georgia, 'Times New Roman', serif;
    font-size: 5rem;
    line-height: 1;
    color: var(--accent);
    opacity: 0.55;
    margin-bottom: -30px;
}

.refer-quote-band h2 {
    color: var(--white);
    font-size: 2rem;
    line-height: 1.32;
    margin: 0;
}

.refer-quote-right {
    text-align: left;
    border-left: 2px solid rgba(255,255,255,0.18);
    padding-left: 26px;
}

.refer-quote-lead {
    color: #dfe6f7;
    font-size: 1.02rem;
    line-height: 1.6;
    margin: 0 0 18px;
}

.refer-quote-divider {
    width: 40px;
    height: 2px;
    background: var(--accent);
    margin-bottom: 18px;
}

.refer-quote-close {
    color: #9db3d8;
    font-size: 0.92rem;
    font-style: italic;
    line-height: 1.6;
    margin: 0;
}

/* ===== INTRODUCING — positioning band before reward tiers ===== */
.refer-intro-band {
    background: #f7f8fa;
    padding: 64px 0;
}

.refer-intro-band .container {
    max-width: 820px;
    text-align: center;
}

.refer-intro-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 0.76rem;
    font-weight: 700;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    color: var(--accent);
    margin-bottom: 8px;
}

.refer-intro-band h2 {
    font-size: 1.7rem;
    color: var(--dark);
    margin: 0 0 10px;
}

.refer-intro-band h2 span {
    color: var(--primary);
}

.refer-intro-sub {
    color: var(--text-light);
    font-size: 0.94rem;
    margin: 0 0 34px;
}

.refer-intro-chips {
    display: flex;
    justify-content: center;
    flex-wrap: nowrap;
    gap: 14px;
}

.refer-intro-chip {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: #eaf1ff;
    border-radius: 30px;
    padding: 10px 20px 10px 10px;
    box-shadow: 0 2px 8px rgba(0,0,0,0.06);
    transition: all 0.3s ease;
}

.refer-intro-chip:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 24px rgba(49,107,151,0.15);
}

.refer-intro-chip-icon {
    width: 34px;
    height: 34px;
    border-radius: 50%;
    background: #dbe8ff;
    color: var(--primary);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    transition: background 0.25s ease, color 0.25s ease, transform 0.25s ease;
}

.refer-intro-chip:hover .refer-intro-chip-icon {
    background: var(--primary);
    color: var(--white);
    transform: scale(1.08);
}

.refer-intro-chip span:last-child {
    font-weight: 600;
    font-size: 0.86rem;
    color: var(--dark);
    white-space: nowrap;
}

/* ===== WHAT YOU EARN — package-card pattern (centered, medal layout) ===== */
.refer-package-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 22px;
    align-items: stretch;
}

.refer-package-card {
    background: var(--white);
    border: 1px solid #e9ecf2;
    border-radius: 16px;
    padding: 30px 24px 28px;
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    transition: border-color 0.25s ease, box-shadow 0.25s ease, transform 0.25s ease;
    position: relative;
}

.refer-package-card:hover {
    border-color: #cfe0f5;
    box-shadow: 0 14px 30px rgba(20,40,70,0.09);
    transform: translateY(-4px);
}

.refer-package-card.is-featured {
    border-color: var(--accent);
    box-shadow: 0 14px 30px rgba(85,171,215,0.18);
}

.refer-package-flag {
    position: absolute;
    top: -12px;
    left: 50%;
    transform: translateX(-50%);
    background: linear-gradient(90deg, var(--primary), var(--secondary));
    color: var(--white);
    font-size: 0.66rem;
    font-weight: 700;
    padding: 5px 14px;
    border-radius: 20px;
    white-space: nowrap;
}

.refer-package-icon-wrap {
    position: relative;
    margin-bottom: 14px;
}

.refer-package-icon {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background: linear-gradient(135deg, #eaf1ff, #dbe8ff);
    color: var(--primary);
    display: flex;
    align-items: center;
    justify-content: center;
    transition: all 0.3s ease;
}

.refer-package-num {
    position: absolute;
    bottom: -4px;
    right: -4px;
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: var(--accent);
    color: var(--dark);
    font-size: 0.7rem;
    font-weight: 800;
    display: flex;
    align-items: center;
    justify-content: center;
    border: 2px solid var(--white);
}

.refer-package-referrals {
    font-size: 0.78rem;
    font-weight: 600;
    color: var(--text-light);
    margin-bottom: 6px;
}

.refer-package-tag {
    font-size: 0.68rem;
    font-weight: 700;
    letter-spacing: 0.6px;
    text-transform: uppercase;
    color: var(--primary);
    background: #eaf1ff;
    padding: 4px 12px;
    border-radius: 20px;
    margin-bottom: 16px;
}

.refer-package-card h3 {
    font-size: 1.35rem;
    font-weight: 700;
    color: var(--dark);
    margin-bottom: 4px;
}

.refer-package-sub {
    display: block;
    font-size: 0.84rem;
    font-weight: 600;
    color: var(--secondary);
    margin-bottom: 14px;
}

.refer-package-card p {
    font-size: 0.88rem;
    color: var(--text-light);
    line-height: 1.65;
    margin: 0;
}

/* ===== Tier-specific medal colors ===== */
.tier-bronze .refer-package-icon {
    background: linear-gradient(135deg, #f5e3d3, #ecc9a5);
    color: #a8642f;
}
.tier-silver .refer-package-icon {
    background: linear-gradient(135deg, #eef0f3, #d7dbe2);
    color: #6b7480;
}
.tier-gold .refer-package-icon {
    background: linear-gradient(135deg, #fdf1d4, #f6dc9d);
    color: #b8860b;
}

.refer-package-card:hover .tier-bronze .refer-package-icon {
    background: linear-gradient(135deg, #b06a3a, #8a4f28);
    color: var(--white);
}
.refer-package-card:hover .tier-silver .refer-package-icon {
    background: linear-gradient(135deg, #9aa3af, #7a828d);
    color: var(--white);
}
.refer-package-card:hover .tier-gold .refer-package-icon {
    background: linear-gradient(135deg, #d89b1f, #b8860b);
    color: var(--white);
}

.tier-bronze .refer-package-num {
    background: linear-gradient(135deg, #d9945f, #b06a3a);
    color: var(--white);
}
.tier-silver .refer-package-num {
    background: linear-gradient(135deg, #c7cdd6, #9aa3af);
    color: var(--dark);
}
.tier-gold .refer-package-num {
    background: linear-gradient(135deg, #f5c451, #d89b1f);
    color: var(--dark);
}

/* ===== WHO YOU BECOME — dark identity band (visually distinct from the
   white card sections used everywhere else on the page) ===== */
.refer-identity-band {
    position: relative;
    overflow: hidden;
    background: linear-gradient(160deg, var(--dark), var(--primary));
}

.refer-identity-band::before {
    content: "";
    position: absolute;
    top: -25%;
    left: -10%;
    width: 420px;
    height: 420px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(85,171,215,0.22), transparent 70%);
    pointer-events: none;
}

.refer-identity-band::after {
    content: "";
    position: absolute;
    bottom: -30%;
    right: -8%;
    width: 380px;
    height: 380px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(255,255,255,0.10), transparent 70%);
    pointer-events: none;
}

.refer-identity-band .container {
    position: relative;
    z-index: 1;
}

.refer-identity-band .refer-section-eyebrow {
    color: var(--accent);
}

.refer-identity-band .refer-section-head h2 {
    color: var(--white);
}

.refer-identity-band .refer-section-head p {
    color: #cfd9f0;
}

.refer-identity-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.refer-identity-card {
    background: rgba(255,255,255,0.06);
    border: 1px solid rgba(255,255,255,0.14);
    border-radius: 16px;
    padding: 30px 26px;
    text-align: left;
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    transition: transform 0.3s ease, background 0.3s ease, border-color 0.3s ease;
}

.refer-identity-card:hover {
    transform: translateY(-6px);
    background: rgba(255,255,255,0.1);
    border-color: var(--accent);
}

.refer-identity-icon {
    width: 52px;
    height: 52px;
    border-radius: 14px;
    background: rgba(255,255,255,0.1);
    border: 1px solid rgba(255,255,255,0.2);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--accent);
    margin-bottom: 18px;
    transition: all 0.3s ease;
}

.refer-identity-card:hover .refer-identity-icon {
    background: var(--white);
    border-color: var(--white);
    color: var(--primary);
    transform: scale(1.08);
}

.refer-identity-card h3 {
    font-size: 1.08rem;
    font-weight: 700;
    color: var(--white);
    margin-bottom: 10px;
}

.refer-identity-card p {
    font-size: 0.92rem;
    line-height: 1.6;
    color: #cfd9f0;
    margin: 0;
}

/* ===== WHAT'S NEXT — roadmap band with a tinted backdrop and
   accent-topped cards, so it doesn't read as "just another card row" ===== */
.refer-roadmap-band {
    position: relative;
    background: linear-gradient(180deg, #eef4fc 0%, #ffffff 100%);
    overflow: hidden;
}

.refer-roadmap-band::before {
    content: "";
    position: absolute;
    top: -10%;
    left: 50%;
    transform: translateX(-50%);
    width: 900px;
    height: 300px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(37,117,252,0.08), transparent 70%);
    pointer-events: none;
}

.refer-roadmap-band .container {
    position: relative;
    z-index: 1;
}

/* Vertical connected timeline — gives each step real room to breathe
   and space to carry more than a one-liner, instead of three squeezed
   cards in a row. */
.refer-roadmap-timeline {
    position: relative;
    max-width: 720px;
    margin: 56px auto 0;
}

.refer-roadmap-timeline::before {
    content: "";
    position: absolute;
    left: 27px;
    top: 6px;
    bottom: 6px;
    width: 2px;
    background: linear-gradient(to bottom, transparent, #b9d3f2 6%, #b9d3f2 94%, transparent);
}

.refer-roadmap-item {
    position: relative;
    display: grid;
    grid-template-columns: 56px 1fr;
    gap: 0 24px;
    padding-bottom: 44px;
}

.refer-roadmap-item:last-child {
    padding-bottom: 0;
}

.refer-roadmap-marker {
    display: flex;
    justify-content: center;
}

.refer-roadmap-dot {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background: var(--white);
    border: 3px solid #cfe0f5;
    color: var(--primary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    font-size: 1rem;
    box-shadow: 0 8px 18px rgba(20, 60, 130, 0.08);
    z-index: 1;
    transition: all 0.3s ease;
}

.refer-roadmap-item.is-active .refer-roadmap-dot {
    background: linear-gradient(135deg, var(--primary), var(--secondary));
    border-color: var(--accent);
    color: var(--white);
}

.refer-roadmap-item:hover .refer-roadmap-dot {
    transform: scale(1.1);
    border-color: var(--accent);
    box-shadow: 0 10px 22px rgba(20, 60, 130, 0.16);
}

.refer-roadmap-content {
    background: var(--white);
    border: 1px solid #e6ecf5;
    border-radius: 14px;
    padding: 22px 24px;
    box-shadow: 0 6px 18px rgba(20, 40, 70, 0.05);
    transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}

.refer-roadmap-content:hover {
    transform: translateY(-3px);
    box-shadow: 0 14px 30px rgba(20, 40, 70, 0.1);
}

.refer-roadmap-item.is-active .refer-roadmap-content {
    border-color: var(--accent);
}

.refer-roadmap-phase {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.5px;
    text-transform: uppercase;
    color: var(--text-light);
    margin-bottom: 8px;
}

.refer-roadmap-item.is-active .refer-roadmap-phase {
    color: var(--primary);
}

.refer-roadmap-badge {
    background: var(--accent);
    color: var(--dark);
    font-size: 0.62rem;
    font-weight: 800;
    letter-spacing: 0.4px;
    padding: 2px 9px;
    border-radius: 20px;
    text-transform: uppercase;
}

.refer-roadmap-content h4 {
    font-size: 1.08rem;
    font-weight: 700;
    color: var(--dark);
    margin-bottom: 8px;
}

.refer-roadmap-content p {
    font-size: 0.9rem;
    color: var(--text-light);
    line-height: 1.6;
    margin: 0;
}

@media (max-width: 560px) {
    .refer-roadmap-timeline { margin-top: 40px; }
    .refer-roadmap-item { grid-template-columns: 44px 1fr; gap: 0 16px; padding-bottom: 32px; }
    .refer-roadmap-dot { width: 44px; height: 44px; font-size: 0.88rem; }
    .refer-roadmap-timeline::before { left: 21px; }
    .refer-roadmap-content { padding: 18px 18px; }
}

/* ===== TERMS — FAQ accordion pattern ===== */
.refer-faq-list {
    max-width: 820px;
    margin: 0 auto;
}

.refer-faq-item {
    background: var(--white);
    border: 1px solid #edf0f4;
    border-radius: 14px;
    overflow: hidden;
    margin-bottom: 12px;
    transition: box-shadow 0.25s ease, border-color 0.25s ease, background 0.25s ease;
}

.refer-faq-item.open {
    background: var(--white);
    border-color: var(--accent);
    box-shadow: 0 8px 20px rgba(20,40,70,0.08);
}

.refer-faq-question {
    width: 100%;
    background: none;
    border: none;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 14px;
    padding: 16px 20px;
    text-align: left;
    font-weight: 600;
    font-size: 0.92rem;
    color: var(--dark);
    cursor: pointer;
    transition: color 0.2s ease, background 0.2s ease;
}

.refer-faq-item:not(.open) .refer-faq-question:hover {
    color: var(--primary);
    background: #f7f9fc;
}

.refer-faq-item.open .refer-faq-question {
    color: var(--primary);
}

.refer-faq-question svg {
    flex-shrink: 0;
    color: var(--text-light);
    transition: transform 0.25s ease, color 0.25s ease;
}

.refer-faq-item.open .refer-faq-question svg {
    transform: rotate(180deg);
    color: var(--accent);
}

.refer-faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease;
}

.refer-faq-answer ul {
    margin: 0;
    padding: 0 20px 18px 40px;
    list-style: disc;
}

.refer-faq-answer li {
    font-size: 0.86rem;
    color: var(--text-light);
    line-height: 1.6;
    margin-bottom: 4px;
}

/* ===== TELL US WHAT YOU NEED — quickcta pattern ===== */
.refer-quickcta {
    position: relative;
    overflow: hidden;
    background: linear-gradient(120deg, var(--dark), var(--primary));
    border-radius: 22px;
    padding: 34px 38px;
}

.refer-quickcta::before {
    content: "";
    position: absolute;
    top: -60px;
    right: -40px;
    width: 220px;
    height: 220px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(85,171,215,0.28), transparent 70%);
    pointer-events: none;
}

.refer-quickcta-top {
    position: relative;
    z-index: 1;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    flex-wrap: wrap;
}

.refer-quickcta-left {
    display: flex;
    align-items: flex-start;
    gap: 16px;
}

.refer-quickcta-icon {
    width: 50px;
    height: 50px;
    border-radius: 14px;
    background: rgba(255,255,255,0.12);
    border: 1px solid rgba(255,255,255,0.2);
    color: var(--accent);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    transition: background 0.25s ease, transform 0.25s ease;
}

.refer-quickcta:hover .refer-quickcta-icon {
    background: var(--white);
    color: var(--primary);
    transform: scale(1.08);
}

.refer-quickcta-left h3 {
    color: var(--white);
    font-size: 1.25rem;
    margin-bottom: 6px;
}

.refer-quickcta-left p {
    color: #cfd9f0;
    font-size: 0.9rem;
    max-width: 440px;
    line-height: 1.55;
}

.refer-quickcta-actions {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
    flex-shrink: 0;
}

.refer-quickcta-actions .btn-light,
.refer-quickcta-actions .btn-outline-light {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 13px 24px;
    border-radius: 30px;
    font-weight: 700;
    font-size: 0.88rem;
    white-space: nowrap;
    transition: all 0.25s ease;
}

.refer-quickcta-actions .btn-light {
    background: var(--white);
    color: var(--primary);
}

.refer-quickcta-actions .btn-light:hover {
    transform: translateY(-2px);
    box-shadow: 0 10px 22px rgba(0,0,0,0.2);
    color: var(--primary);
}

.refer-quickcta-actions .btn-outline-light {
    border: 1.5px solid rgba(255,255,255,0.45);
    color: var(--white);
}

.refer-quickcta-actions .btn-outline-light:hover {
    background: rgba(255,255,255,0.12);
    border-color: var(--white);
    color: var(--white);
}

/* ===== SUBMIT A REFERRAL — consult form pattern ===== */
.refer-consult {
    background: linear-gradient(135deg, var(--dark), var(--primary));
    padding: 48px 0 64px;
    scroll-margin-top: 100px;
}

.refer-consult h2 {
    color: var(--white);
    text-align: center;
    font-size: 1.32rem;
    margin-bottom: 6px;
}

.refer-consult-sub {
    text-align: center;
    color: #cfd9f0;
    font-size: 0.86rem;
    margin-bottom: 20px;
}

.refer-consult-form {
    max-width: 600px;
    margin: 0 auto;
    background: var(--white);
    border-radius: 16px;
    padding: 22px;
    box-shadow: 0 16px 40px rgba(0,0,0,0.22);
}

.refer-consult-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
    margin-bottom: 12px;
}

.refer-consult-field {
    display: flex;
    flex-direction: column;
    gap: 4px;
}

.refer-consult-field.full {
    grid-column: 1 / -1;
}

.refer-consult-field label {
    font-size: 0.74rem;
    font-weight: 600;
    color: var(--dark);
}

.refer-consult-field input {
    border: 1px solid #e2e6ec;
    border-radius: 8px;
    padding: 9px 12px;
    font-family: inherit;
    font-size: 0.84rem;
    color: var(--text-dark);
    outline: none;
    transition: border-color 0.2s ease;
}

.refer-consult-field input:focus {
    border-color: var(--primary);
}

.refer-consult-submit {
    width: 100%;
    background: linear-gradient(90deg, var(--primary), var(--secondary));
    color: var(--white);
    border: none;
    padding: 11px;
    border-radius: 8px;
    font-weight: 700;
    font-size: 0.88rem;
    cursor: pointer;
    transition: all 0.3s ease;
}

.refer-consult-submit:hover {
    transform: translateY(-2px);
    box-shadow: 0 10px 24px rgba(37,117,252,0.35);
}

.refer-consult-note {
    text-align: center;
    font-size: 0.75rem;
    color: var(--text-light);
    margin: 12px 0 0;
}

/* ===== FINAL CTA — home-cta pattern ===== */
.refer-cta {
    background: linear-gradient(90deg, var(--primary), var(--secondary));
    border-radius: 22px;
    padding: 48px 40px;
    text-align: center;
    color: var(--white);
    position: relative;
    overflow: hidden;
}

.refer-cta::before {
    content: "";
    position: absolute;
    top: -60px;
    right: -60px;
    width: 200px;
    height: 200px;
    border-radius: 50%;
    background: rgba(255,255,255,0.08);
}

.refer-cta h2 {
    color: var(--white);
    font-size: 1.6rem;
    margin-bottom: 24px;
    position: relative;
    z-index: 1;
}

.refer-cta-actions {
    display: flex;
    justify-content: center;
    gap: 14px;
    flex-wrap: wrap;
    position: relative;
    z-index: 1;
}

.refer-cta .btn-light {
    background: var(--white);
    color: var(--primary);
    font-weight: 700;
    padding: 12px 26px;
    border-radius: 30px;
    display: inline-flex;
    align-items: center;
    transition: all 0.25s ease;
}

.refer-cta .btn-light:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 22px rgba(0,0,0,0.2);
    color: var(--primary);
}

.refer-cta .btn-outline-light {
    border: 1.5px solid rgba(255,255,255,0.6);
    color: var(--white);
    font-weight: 700;
    padding: 12px 26px;
    border-radius: 30px;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    transition: all 0.25s ease;
}

.refer-cta .btn-outline-light:hover {
    background: var(--white);
    color: var(--primary);
}

/* ===== BOOK A FREE CONSULTATION — shared component from services.css,
   reused as-is so it looks identical to every services page. ===== */
.svc-consult {
    background: linear-gradient(135deg, var(--dark), var(--primary));
    padding: 60px 0 90px;
    scroll-margin-top: 100px;
}

.svc-consult h2 {
    color: var(--white);
    text-align: center;
    font-size: 1.5rem;
    margin-bottom: 8px;
}

.svc-consult-sub {
    text-align: center;
    color: #cfd9f0;
    font-size: 0.9rem;
    margin-bottom: 28px;
}

.svc-consult-form {
    max-width: 720px;
    margin: 0 auto;
    background: var(--white);
    border-radius: 18px;
    padding: 30px;
    box-shadow: 0 20px 50px rgba(0,0,0,0.25);
}

.svc-consult-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
    margin-bottom: 16px;
}

.svc-consult-field {
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.svc-consult-field.full {
    grid-column: 1 / -1;
}

.svc-consult-field label {
    font-size: 0.78rem;
    font-weight: 600;
    color: var(--dark);
}

.svc-consult-field input,
.svc-consult-field select,
.svc-consult-field textarea {
    border: 1px solid #e2e6ec;
    border-radius: 10px;
    padding: 11px 14px;
    font-family: inherit;
    font-size: 0.88rem;
    color: var(--text-dark);
    outline: none;
    transition: border-color 0.2s ease;
}

.svc-consult-field input:focus,
.svc-consult-field select:focus,
.svc-consult-field textarea:focus {
    border-color: var(--primary);
}

.svc-consult-submit {
    width: 100%;
    background: linear-gradient(90deg, var(--primary), var(--secondary));
    color: var(--white);
    border: none;
    padding: 13px;
    border-radius: 10px;
    font-weight: 700;
    font-size: 0.94rem;
    cursor: pointer;
    transition: all 0.3s ease;
}

.svc-consult-submit:hover {
    transform: translateY(-2px);
    box-shadow: 0 10px 24px rgba(37,117,252,0.35);
}

@media (max-width: 768px) {
    .svc-consult-grid { grid-template-columns: 1fr; }
    .svc-consult-form { padding: 22px; }
    .svc-consult h2 { font-size: 1.3rem; }
}

/* ===================================================
   RESPONSIVE
   =================================================== */

@media (max-width: 1100px) {
    .refer-hero-grid { gap: 28px; }
}

@media (max-width: 992px) {
    .refer-hero h1 { font-size: 1.85rem; }
    .refer-hero-grid { grid-template-columns: 1fr; }
    .refer-hero-left { max-width: 100%; }
    .refer-hero-visual {
        display: flex;
        max-width: 250px;
        height: 340px;
        margin: 30px auto 0;
    }
    .refer-hero-route { width: 240px; height: 340px; }
    .refer-identity-grid { grid-template-columns: repeat(2, 1fr); }
    .refer-story-timeline::before { left: 27px; }
    .refer-story-item,
    .refer-story-item.is-reverse {
        grid-template-columns: 56px 1fr;
        gap: 0 20px;
    }
    .refer-story-item .refer-story-marker,
    .refer-story-item.is-reverse .refer-story-marker {
        grid-column: 1;
        grid-row: 1;
        flex-direction: column-reverse;
    }
    .refer-story-item .refer-story-card,
    .refer-story-item.is-reverse .refer-story-card {
        grid-column: 2;
        grid-row: 1;
        justify-self: stretch;
        max-width: none;
    }
    .refer-story-item .refer-story-spacer,
    .refer-story-item.is-reverse .refer-story-spacer {
        display: none;
    }
    .refer-story-dot { width: 48px; height: 48px; }
    .refer-story-phase { font-size: 0.58rem; padding: 3px 8px; }
    .refer-package-grid { grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); }
}

@media (max-width: 768px) {
    .refer-hero { padding: 32px 0 56px; }
    .refer-hero h1 { font-size: 1.55rem; }
    .refer-hero-desc { font-size: 0.92rem; }
    .refer-hero-actions { gap: 10px; }
    .refer-hero-actions .btn-light,
    .refer-hero-actions .btn-outline-light { padding: 11px 20px; font-size: 0.84rem; }
    .refer-hero-visual { max-width: 220px; height: 300px; margin-top: 24px; }
    .refer-hero-route { width: 210px; height: 300px; }
    .refer-boarding-card { padding: 18px 18px 0; transform: none; }
    .refer-hero-visual:hover .refer-boarding-card { transform: translateY(-4px); }
    .refer-section { padding: 44px 0; }
    .refer-section + .refer-section { padding-top: 28px; }
    .refer-section-head h2 { font-size: 1.4rem; }
    .refer-section-head p { font-size: 0.88rem; }
    .refer-glance-card { padding: 16px; }
    .refer-quote-band { padding: 44px 0; }
    .refer-quote-grid { grid-template-columns: 1fr; gap: 24px; }
    .refer-quote-mark { font-size: 3.6rem; margin-bottom: -20px; }
    .refer-quote-right { border-left: none; padding-left: 0; border-top: 2px solid rgba(255,255,255,0.18); padding-top: 20px; }
    .refer-quote-band h2 { font-size: 1.35rem; }
    .refer-quote-lead { font-size: 0.92rem; }
    .refer-intro-band { padding: 44px 0; }
    .refer-intro-band h2 { font-size: 1.3rem; }
    .refer-intro-sub { margin-bottom: 24px; }
    .refer-intro-chips { flex-direction: column; align-items: stretch; }
    .refer-intro-chip { justify-content: flex-start; }
    .refer-consult-grid { grid-template-columns: 1fr; }
    .refer-consult-form { padding: 22px; }
    .refer-consult h2 { font-size: 1.3rem; }
    .refer-identity-grid { grid-template-columns: 1fr; }
    .refer-included-grid { grid-template-columns: 1fr; }
    .refer-package-grid { grid-template-columns: 1fr; }
    .refer-quickcta { padding: 26px; }
    .refer-quickcta-top { flex-direction: column; align-items: flex-start; }
    .refer-quickcta-actions { width: 100%; }
    .refer-quickcta-actions .btn-light,
    .refer-quickcta-actions .btn-outline-light { flex: 1; justify-content: center; }
    .refer-cta { padding: 36px 22px; }
    .refer-cta h2 { font-size: 1.3rem; }
    .refer-cta-actions { width: 100%; }
    .refer-cta-actions a { flex: 1; justify-content: center; }
    .refer-steps { display: grid; grid-template-columns: repeat(2, 1fr); flex-wrap: unset; gap: 40px 18px; margin-top: 46px; }
    .refer-steps::before { display: none; }
    .refer-step { padding: 46px 16px 24px; }
}

@media (max-width: 560px) {
    .refer-steps { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
    .refer-glance-grid { grid-template-columns: 1fr; }
    .refer-hero-eyebrow-pill { font-size: 0.7rem; padding: 6px 12px 6px 10px; }
    .refer-hero h1 { font-size: 1.35rem; line-height: 1.25; }
    .refer-hero-desc { font-size: 0.88rem; }
    .refer-hero-actions { flex-direction: column; align-items: stretch; }
    .refer-hero-actions .btn-light,
    .refer-hero-actions .btn-outline-light { justify-content: center; width: 100%; }
    .refer-breadcrumb ol { font-size: 0.74rem; }
    .refer-hero-visual { max-width: 190px; height: 260px; }
    .refer-hero-route { width: 180px; height: 260px; }
    .refer-boarding-row { font-size: 0.75rem; }
    .refer-boarding-stub strong { font-size: 1.1rem; }
    .refer-section-head h2 { font-size: 1.22rem; }
    .refer-package-card h3 { font-size: 1.15rem; }
    .refer-identity-card,
    .refer-included-card { padding: 22px 18px; }
    .refer-consult-sub { font-size: 0.85rem; }
    .refer-faq-question { font-size: 0.86rem; padding: 14px 16px; }
    .refer-faq-answer ul { padding: 0 16px 16px 32px; }
}

@media (max-width: 360px) {
    .refer-hero h1 { font-size: 1.2rem; }
    .refer-hero-visual { max-width: 165px; height: 230px; }
    .refer-hero-route { width: 155px; height: 230px; }
    .refer-boarding-card { padding: 14px 14px 0; }
}