Find the education loan that actually fits your course
Government banks, private banks, NBFCs and international lenders, side by side — real interest rates, real limits, real processing times. No guesswork about who's cheapest or who's fastest.
Government Banks
11 lendersThe cheapest money on the market, but plan for a longer wait and collateral once you cross ₹7.5L.
Without collateral
8.5% – 11.15%
Up to ₹50L
With collateral
6.9% – 8.9%
Up to ₹3 Cr
Without collateral
9.25% – 11.5%
Up to ₹40L
With collateral
8.4% – 10.9%
Up to ₹1.5 Cr+
Without collateral
9% – 11.25%
Up to ₹20L
With collateral
8.5% – 10.5%
Up to ₹1.5 Cr
Without collateral
8.75% – 11.25%
Up to ₹40L
With collateral
8.5% – 10.75%
Up to ₹1.5 Cr
Without collateral
8.75% – 11.5%
Up to ₹40L
With collateral
8.25% – 10.8%
Up to ₹1.5 Cr
Without collateral
9% – 11.5%
Up to ₹15L
With collateral
8.6% – 11%
Up to ₹1.2 Cr
Without collateral
9.25% – 11.75%
Up to ₹20L
With collateral
8.75% – 11%
Up to ₹1.5 Cr
Without collateral
9.25% – 11.9%
Up to ₹15L
With collateral
8.75% – 11.25%
Up to ₹1 Cr
Without collateral
9% – 11.75%
Up to ₹15L
With collateral
8.6% – 11.2%
Up to ₹1 Cr
Without collateral
9.25% – 12%
Up to ₹10L
With collateral
8.75% – 11.25%
Up to ₹1 Cr
Without collateral
10.25% – 12.5%
Up to ₹10L
With collateral
9.25% – 12.25%
Up to ₹75L
Private Banks
7 lendersSanctions move faster and collateral rules bend more — you trade a couple of interest points for speed.
Without collateral
10.75% – 13.5%
Up to ₹50L
With collateral
10.5% – 12.5%
Up to ₹1.5 Cr
Without collateral
10.9% – 12.75%
Up to ₹40L
With collateral
10.75% – 12.5%
Up to ₹1 Cr+
Without collateral
11.5% – 13.75%
Up to ₹35L
With collateral
10.9% – 12.75%
Up to ₹75L
Without collateral
11% – 13.5%
Up to ₹35L
With collateral
10.75% – 12.5%
Up to ₹75L
Without collateral
11.25% – 13.75%
Up to ₹30L
With collateral
11% – 12.75%
Up to ₹50L
Without collateral
11.25% – 13.75%
Up to ₹35L
With collateral
10.99% – 12.75%
Up to ₹75L
Without collateral
11.5% – 14%
Up to ₹25L
With collateral
11% – 13%
Up to ₹75L
NBFCs
4 lendersBuilt for speed and higher no-collateral limits — useful when an offer letter has a tight deadline.
Without collateral
10.75% – 13%
Up to ₹50L
With collateral
10.25% – 12.75%
Up to ₹1.5 Cr
Without collateral
11.25% – 13.75%
Up to ₹50L
With collateral
11% – 12.75%
Up to ₹1 Cr
Without collateral
11.75% – 14.5%
Up to ₹50L
With collateral
11.5% – 13.5%
Up to ₹1 Cr
Without collateral
11.5% – 14.5%
Up to ₹40L
With collateral
11% – 13.5%
Up to ₹85L
International Lenders
2 lendersUSD financing with no Indian collateral, priced instead on your admit and future earning potential.
Without collateral
9% – 14%
Based on university cost
With collateral
—
No collateral model
Without collateral
11% – 15%
Up to $100,000
With collateral
—
No collateral model
Not sure which lender fits your case?
Tell a Sukhada counsellor your course, university and collateral situation — they'll shortlist the right two or three lenders instead of all 24.