Find the education loan that actually fits your course
Government banks, private banks, NBFCs and international lenders, side by side β real interest rates, real limits, real processing times. No guesswork about who's cheapest or who's fastest.
Government Banks
11 lendersThe cheapest money on the market, but plan for a longer wait and collateral once you cross βΉ7.5L.
Without collateral
8.5% β 11.15%
Up to βΉ50L
With collateral
6.9% β 8.9%
Up to βΉ3 Cr
Without collateral
9.25% β 11.5%
Up to βΉ40L
With collateral
8.4% β 10.9%
Up to βΉ1.5 Cr+
Without collateral
9% β 11.25%
Up to βΉ20L
With collateral
8.5% β 10.5%
Up to βΉ1.5 Cr
Without collateral
8.75% β 11.25%
Up to βΉ40L
With collateral
8.5% β 10.75%
Up to βΉ1.5 Cr
Without collateral
8.75% β 11.5%
Up to βΉ40L
With collateral
8.25% β 10.8%
Up to βΉ1.5 Cr
Without collateral
9% β 11.5%
Up to βΉ15L
With collateral
8.6% β 11%
Up to βΉ1.2 Cr
Without collateral
9.25% β 11.75%
Up to βΉ20L
With collateral
8.75% β 11%
Up to βΉ1.5 Cr
Without collateral
9.25% β 11.9%
Up to βΉ15L
With collateral
8.75% β 11.25%
Up to βΉ1 Cr
Without collateral
9% β 11.75%
Up to βΉ15L
With collateral
8.6% β 11.2%
Up to βΉ1 Cr
Without collateral
9.25% β 12%
Up to βΉ10L
With collateral
8.75% β 11.25%
Up to βΉ1 Cr
Without collateral
10.25% β 12.5%
Up to βΉ10L
With collateral
9.25% β 12.25%
Up to βΉ75L
Private Banks
7 lendersSanctions move faster and collateral rules bend more β you trade a couple of interest points for speed.
Without collateral
10.75% β 13.5%
Up to βΉ50L
With collateral
10.5% β 12.5%
Up to βΉ1.5 Cr
Without collateral
10.9% β 12.75%
Up to βΉ40L
With collateral
10.75% β 12.5%
Up to βΉ1 Cr+
Without collateral
11.5% β 13.75%
Up to βΉ35L
With collateral
10.9% β 12.75%
Up to βΉ75L
Without collateral
11% β 13.5%
Up to βΉ35L
With collateral
10.75% β 12.5%
Up to βΉ75L
Without collateral
11.25% β 13.75%
Up to βΉ30L
With collateral
11% β 12.75%
Up to βΉ50L
Without collateral
11.25% β 13.75%
Up to βΉ35L
With collateral
10.99% β 12.75%
Up to βΉ75L
Without collateral
11.5% β 14%
Up to βΉ25L
With collateral
11% β 13%
Up to βΉ75L
NBFCs
4 lendersBuilt for speed and higher no-collateral limits β useful when an offer letter has a tight deadline.
Without collateral
10.75% β 13%
Up to βΉ50L
With collateral
10.25% β 12.75%
Up to βΉ1.5 Cr
Without collateral
11.25% β 13.75%
Up to βΉ50L
With collateral
11% β 12.75%
Up to βΉ1 Cr
Without collateral
11.75% β 14.5%
Up to βΉ50L
With collateral
11.5% β 13.5%
Up to βΉ1 Cr
Without collateral
11.5% β 14.5%
Up to βΉ40L
With collateral
11% β 13.5%
Up to βΉ85L
International Lenders
2 lendersUSD financing with no Indian collateral, priced instead on your admit and future earning potential.
Without collateral
9% β 14%
Based on university cost
With collateral
β
No collateral model
Without collateral
11% β 15%
Up to $100,000
With collateral
β
No collateral model
Not sure which lender fits your case?
Tell a Sukhada counsellor your course, university and collateral situation β they'll shortlist the right two or three lenders instead of all 24.